Banque du Caire Jobs | Credit Officer

Banque du Caire Jobs | Credit Officer

Job Responsibilities

  • Assist the Credit risk Team leader to handle the assigned credit portfolio.
  • Study and analyze the proposed credit applications (New/ Renewals/ ADHOC requests) and their related term sheets.
  • Ability to focus on details, identify risks at individual borrower level/ portfolio level and provide/ discuss solutions & mitigates.
  • Ability to conclude a concise and accurate written credit risk recommendation according to bank’s credit policy, guide lines and conduct appropriate financial statements analysis.
  • Coordinates with Account and Relationship Managers to discuss & agree on appropriate credit structures, spreading.
  • If required, attend credit committee meetings to present Credit risk opinion.
  • Review the internal risk rating for each borrower, ensure credit analysis and rating model are properly used and consistent.
  • Promptly escalate to Credit Risk Team leader deteriorating credit situations with the necessary recommendations & adjustments.
  • Assist to monitor and handle transactions with the Credit risk Team leader. 

Job Requirements

  • Credit course from recognizable institution.
  • Three to five years of corporate/ credit risk experience.
  • Well-developed knowledge to build & review projection models. 
  • Ability to handle workloads & high volume flows of credit proposals.
  • Acceptable level of knowledge of applicable laws and regulations, and CBE instructions.
  • Acceptable level of knowledge of credit quality standards and banking standards.
  • Acceptable level of knowledge of market changes and main industries movements.
  • Acceptable communication skills.
  • Acceptable written communication and verbal presentation skills.
  • Prior credit risk analysis and underwriting experience within a professional corporate/ credit risk environment

Job Details

  • Employment Type: Full-time
  • Seniority Level Associate
  • Location : Cairo,Egypt